Last updated: 2018.04.19
Talking Budget LLC built the Talking Budget app. This SERVICE is provided by Talking Budget LLC and is intended for use as is.
This page is used to inform website visitors and application users regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.
Information Collection and Use
We do not and will not sell, trade , or rent your personal information, unless your subscription is paid for by a sponsoring institution.
We use and disclose your personal information only as follows:
to analyze Site usage and improve the Service.
to fulfill your requests.
to troubleshoot problems, detect and protect against error, fraud or other criminal activity.
If we believe disclosure is reasonably necessary to comply with any applicable law, regulation, legal process or governmental request.
If your subscription is paid for by a sponsoring institution we disclose your personal information as follows:
Your name, email and potentially other identifying information to indicate your are a valid client of the sponsor.
Your monthly use of the application (true/false for each month).
Conglomerated data indicating use of the application. E.g. number of budgets created, or expenses entered.
The app does use third party services that may collect information used to identify you.
We want to inform you that whenever you use our Service, in a case of an error in the app we collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.
Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your device internal memory.
This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and to improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.
We may employ third-party companies and individuals due to the following reasons:
To facilitate our Service;
To provide the Service on our behalf;
To perform Service-related services; or
To assist us in analyzing how our Service is used.
We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.
We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.
Links to Other Sites
These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.